Cards & loans
Moneymadeclear™ from the UK’s Consumer Financial Education Body, established by the Financial Services Authority. When it comes to your money, our impartial information and tools can help you work out what’s right for you.
What's on your credit report?
Your credit report helps lenders decide whether or not to offer you credit. Find out
how to check what’s on it and ways to improve it to help you get better deals.
- Credit reports
Useful links
Step-by-step guides
Product information
-
Borrowing
Bank overdrafts
Personal loans
Borrowing from a credit union (Association of British Credit Unions)
Community Development Finance Institutions
Growth Fund lenders
Home credit (doorstep lenders)
Social Fund loans
Pawnbrokers (TheSite.org)
Payday loans
Logbook loans
Buying on credit
Credit cards
Hire purchase
Store cards and in-store finance
Credit card cheques
Other borrowing
Debt consolidation loans (Directgov)
Student loans (Directgov)
Protecting your repayments
Payment protection insurance
Tools & calculators
-
Need to sort out your financial priorities?
Get a financial healthcheck
Need help finding the right product or service? Shopping around guideComparison tablesPayment protection insurance (PPI)
CalculatorsCredit card calculator
Loan calculator
Budget planner
Student finance calculator (Directgov)
Other toolsDebt test
Debt Remedy (Consumer Credit Counselling Service – CCCS)
Check a firm has a consumer credit licence (Office of Fair Trading – OFT)
Find an affordable loan provider – Growth Fund Contracts (Department for Work and Pensions)
Check the FSA Register (Financial Services Authority)


0300 500 5000

Beware of offers to write off your debt (pdf) (Ministry of Justice/Office of Fair Trading)
Scams – pay-in-advance credit offers (Consumer Direct)