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Before the birth

The first weeks

The first few months

Looking further ahead

Useful contacts

Budgeting for the cost of children

Planning ahead for a new family

Talking about money

Entitlements

Benefits and entitlements for families

State help if you or your child has a disability

Tax credits: extra money for families

Work options

Going back to work

An employee’s rights

Flexible working

If you're self employed

Starting your own business

Useful contacts

Paying for childcare

Childcare choices

Help with childcare costs if you are a student

Help with childcare costs if you are working

Help from your employer with childcare costs

Family help with childcare

Useful contacts

Child Trust Fund and saving for children

How children affect your pension

Borrowing money

Before you borrow

Credit ratings and credit files

Payment protection insurance (PPI)

Useful contacts

Money worries

A drop in income

If debts become a problem

Saving and investing

Useful contacts

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