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Pensions made clear

This section will help you understand the benefits of using a pension to save for your retirement, what type of pensions are available and what you need to think about.

Saving for retirement is something that most of us put off for as long as we can. But the reality is that the sooner you start paying into a pension the higher your income in retirement is likely to be. If you're working you're usually building up the right to a basic State Pension – and possibly an additional State pension – but these may not be enough to give you the standard of living you want.

This section will help you to understand the benefits of using a pension to save for your retirement, what type of pensions are available, how they work and how to start saving for your retirement.

If you would like more detailed information, get our Pensions booklet. You can download or order them online at Free printed guides.