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Pensions choices


You can use our tables to compare different stakeholder and personal pensions from a range of providers.

The tables won't recommend which financial product you should buy, so never buy a product just on the basis of what you see here. If you don't understand how the kind of product you're looking for works, or if you're not sure whether it's suitable for you, then get advice before coming back to the tables.

The tables are comprehensive. A few companies have chosen not to provide us with data, and these are detailed on the tables. We don't insist that very small companies give us information on their products.

So that we can give you the most useful information on stakeholder and personal pensions, please answer the following questions.

      

1. Which of these is nearest to your current age?

  
20 years 25 years 30 years
35 years 40 years 45 years
50 years 55 years 60 years

2. At what age do you plan to retire?

 
50 years 55 years 60 years
65 years

3. Roughly how much do you want to put into the pension?

EITHER Regular monthly payments:
£20 £50 £100
£200 £500

OR Single lump-sum payment:
£1,000 £5,000 £10,000
£20,000

4. How would you like to sort your results?

Useful info


If you want more information on how to use the tables, click on help using this site.

For queries about this website, please e-mail us at tables@moneymadeclear.org.uk


Help for question 1

The tables contain information on the effect of charges and deductions on the value of your pension. To calculate this, we need to make some assumptions about how long you are likely to keep the pension.

We need to know your approximate current age and the age at which you plan to retire so that we can work out how long you expect to hold the pension.


Help for question 2

The tables contain information on the effect of charges and deductions on the value of your pension. To calculate this, we need to make some assumptions about how long you are likely to keep the pension

We need to know your approximate current age and the age at which you plan to retire, so that we can work out how long you expect to hold the pension. Please not that the government has raised the minimum age at which you can take a pension from 50 to 55. Pension providers must introduce the new minimum age by 2010 and some may introduce the change in 2006, some may introduce it gradually before 2010.


Help for question 3

You can normally put money into your pension regularly each month or pay a single lump sum.

This question asks you to pick one option and to decide how much you expect to put into the pension.

You must choose either a monthly payment paid every month that you hold the pension, or a one-off lump sum.

You should choose the amount you will be paying into your pension. Your pension provider will claim tax relief from Her Majesty's Revenue and Customs and add this to your pension contributions.


Help for question 4

You can use the drop down box to choose how you would like to sort your results. You can also change this selection once you get to your results.